Port Harcourt · Rivers State · Serving Bayelsa & the South-South

We build the apps and platforms
that make money in the South-South

Monoswiss is a software development company in Port Harcourt. We build fintech platforms — POS & agent banking, VTU, gift card trading, loan apps — plus websites and mobile apps for businesses across Rivers, Bayelsa and the South-South.

PHBased & on-ground
6Fintech verticals
Transparent naira pricing
2026Compliance-ready builds

What we build

Platforms with a business model built in

Every product we ship is designed around how it makes you money — agent commissions, trading margins, transaction fees. Fixed quotes in naira, compliance designed in from day one.

POS & Agent Banking Apps

Your own Moniepoint-style platform: agent onboarding, wallets, terminals, commissions and settlement.

from ₦4,500,000

POS software development →

Gift Card & Crypto Platforms

Cardtonic-style trading apps: rate engines, wallets, KYC and instant naira payouts.

from ₦3,500,000

Fintech developers →

VTU & Bill Payment Platforms

Data, airtime, cable and electricity reselling platforms with reseller tiers and API integrations.

from ₦800,000

Build your VTU app →

Mobile Apps

Flutter & React Native apps for startups and businesses — delivery, e-commerce, booking, church & school apps.

from ₦1,500,000

App development →

Websites & E-Commerce

Business websites and online stores that load fast and rank on Google — priced openly in naira.

from ₦150,000

Website design →

Loan Apps & Lending Software

FCCPC-compliant lending platforms with BVN/NIN KYC, credit scoring, disbursement and ethical collections.

from ₦4,500,000

Lending platforms →

Why Monoswiss

A Port Harcourt team, not a Lagos quote or an offshore template

We're local

Meet us in Port Harcourt. We know the market from Rumuokoro to Trans-Amadi — and we serve Yenagoa and the whole South-South.

Compliance designed in

CBN, FCCPC, NDPA and SEC rules are built into our fintech platforms from day one — not patched in after a takedown notice.

Transparent naira pricing

Fixed quotes, published price ranges, no dollar surprises. You know what your build costs before we start.

We build owners

Our clients stop being agents and start being platform owners — earning from every transaction on their own product.

From the blog

Money-making guides for Port Harcourt & Bayelsa

POS & Agent Banking Build Your Own Agent Banking App (2026)

The platform owner earns from every agent. Here's what it takes.

Local Services Mobile App Development in Port Harcourt: 2026 Costs

Real naira prices and how to choose a developer you can actually meet.

Bayelsa Software & Website Development in Yenagoa

Bayelsa's guide to building your first platform — from a team next door.

All guides →

Have a platform idea? Let's price it today.

Tell us what you want to build — a POS network, a gift card app, a VTU platform, a website — and get a fixed naira quote with a timeline.

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